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Free Business & Excel Online Calculators

High-precision operational and financial tools built by senior spreadsheet engineers. Calculate inventory reorder points, contractor job quotes, cash runways, and modern Excel formulas instantly in your browser.

E-Commerce & RetailFree Tool

E-Commerce Net Margin & Amazon FBA Fee Calculator

Calculate true SKU profit margins factoring in factory COGS, ocean freight, Amazon referral fees, FBA pick & pack, blended ad spend (TACoS), and customer returns.

Outputs: Net Margin % • FBA Fees • TACoS Spend • Breakeven ROAS
Runs locally in browser
Hospitality & Food ServiceFree Tool

Restaurant Food Cost % & Menu Pricing Calculator

Calculate recipe portion food cost percentage, prep shrinkage loss, and suggested menu retail selling prices to ensure prime cost profitability.

Outputs: Plate Cost • Prep Yield % • Suggested Menu Price • Food Cost %
Runs locally in browser
Finance & SoftwareFree Tool

SaaS MRR Waterfall, Churn & LTV Calculator

Calculate Net New MRR, ARR run-rate, gross monthly churn rate, Net Dollar Retention (NDR), and Customer Lifetime Value (LTV) for subscription businesses.

Outputs: Net MRR • Gross Churn % • NDR % • Implied LTV
Runs locally in browser
Operations & InventoryFree Tool

Reorder Point & Safety Stock Calculator

Calculate your exact reorder threshold and safety stock buffer based on lead times and demand variability. Prevent stockouts without overstocking cash.

Outputs: Safety Stock • ROP Units • Lead Time Demand
Runs locally in browser
Construction & Field ServicesFree Tool

Contractor Bid & Markup Margin Calculator

Accurately calculate labor, materials, subcontractor costs, overhead allocation, and target profit margin to quote profitable bids without undercharging.

Outputs: Direct Costs • Overhead $ • Bid Price • Margin %
Runs locally in browser
Finance & Cash FlowFree Tool

Cash Flow Burn Rate & Runway Calculator

Determine exactly how many months of runway your business has before running out of cash. See net monthly burn and revenue needed to break even.

Outputs: Net Burn Rate • Zero-Cash Date • Breakeven Gap
Runs locally in browser
Finance & Unit EconomicsFree Tool

Break-Even Point & Contribution Margin Calculator

Calculate the exact unit sales volume and monthly gross revenue needed to cover fixed operating overhead and achieve your target net profit goal.

Outputs: Break-Even Units • Contribution Margin % • Target Profit Volume
Runs locally in browser
Real Estate & PropertyFree Tool

Real Estate Cap Rate, NOI & Cash-on-Cash Calculator

Underwrite rental properties and commercial NNN deals. Compute Net Operating Income (NOI), Cap Rate %, Cash-on-Cash Return, and lender DSCR.

Outputs: Cap Rate % • Annual NOI • Cash-on-Cash % • Lender DSCR
Runs locally in browser
Commercial Debt & SBAFree Tool

Business Loan Amortization & SBA DSCR Calculator

Calculate monthly commercial or SBA 7(a) loan principal and interest payments, lifetime interest cost, and test the 1.25x bank DSCR covenant.

Outputs: Monthly P&I • Total Interest • Annual Debt Service • DSCR Ratio
Runs locally in browser
HR & Payroll OperationsFree Tool

True Employee Cost & Labor Burden Calculator

Calculate the true fully-burdened annual and productive hourly cost of an employee after FICA, FUTA/SUTA, Workers' Comp, health insurance, and 401(k) match.

Outputs: Total Burdened Salary • Burden Multiplier • Productive Hourly Rate
Runs locally in browser
Sales & Paid MediaFree Tool

Blended ROAS, MER & Breakeven CPA Calculator

Calculate your Break-Even ROAS floor, maximum allowable CPA, Marketing Efficiency Ratio (MER), and net contribution profit after ad spend.

Outputs: Blended MER • Break-Even ROAS • Max CPA • TACoS %
Runs locally in browser
Construction & CommercialFree Tool

AIA G702 / G703 Construction Draw & Progress Billing Calculator

Calculate bank-ready AIA G702 progress draws (Lines 1-9), net payment due, previous certificates, and retainage withholdings (5% / 10%).

Outputs: Payment Due • Retainage % • Work Completed • Balance to Finish
Runs locally in browser
Manufacturing & ProductionFree Tool

Bill of Materials (BOM) Cost & Manufacturing Unit COGS Calculator

Calculate multi-component raw material roll-ups, scrap waste rates, direct assembly labor cycle time, factory overhead burden, and wholesale price margins.

Outputs: Unit COGS • Scrap % • Labor Burden • Suggested Selling Price
Runs locally in browser
Finance & PricingFree Tool

Gross Margin vs. Markup & Retail Price Calculator

Convert between gross profit margin %, markup on cost %, unit cost, and selling price. Never confuse markup with margin again.

Outputs: Gross Margin % • Markup on Cost • Selling Price • Unit Profit $
Runs locally in browser
Finance & Working CapitalFree Tool

Days Sales Outstanding (DSO) & AR Aging Calculator

Measure your average collection period in days, identify cash trapped in overdue customer invoices, and benchmark against Net 30/60 terms.

Outputs: DSO Days • Daily Credit Sales • Trapped Cash • Health Rating
Runs locally in browser
Operations & Supply ChainFree Tool

Inventory Turnover Ratio & Days Sales of Inventory (DSI) Calculator

Calculate your annual inventory turnover velocity, average days to sell through stock, and storage holding carrying costs.

Outputs: Turnover Ratio • DSI Days • Average Stock • Holding Drag $
Runs locally in browser
Field ServicesFree Tool

Janitorial & Commercial Cleaning Bid Calculator

Price office, clinic and retail cleaning contracts from square footage, production rate, visits, burdened wages, supplies and overhead. Export the bid to Excel.

Outputs: Monthly Bid • Price per Visit • $/sq ft • Billing Rate
Runs locally in browser
Excel EngineeringFree Tool

Modern Excel Formula Generator & Explainer

Generate clean modern Excel formulas (XLOOKUP, LET, SUMIFS, FILTER, UNIQUE) with dynamic syntax explanation. Replace clunky nested VLOOKUPs instantly.

Outputs: XLOOKUP • LET • SUMIFS • FILTER • Zero VBA
Runs locally in browser
Excel EngineeringFree Tool

Sheet Doctor — Instant Excel Workbook Auditor & Health Scanner

Drop any .xlsx or .xlsm file to scan locally in your browser for broken formulas (#REF!, #DIV/0!), volatile functions, legacy VLOOKUPs, and hidden VBA macros.

Outputs: Health Score / 100 • Error Scanner • Volatile Audit • 100% Private
Runs locally in browser
Upgrade from Quick Calculators to Full Systems

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